I dont know if this is the same company ir not but several years ago i used to purchase merchanduse through a company with a similar name with monthly payments, which i paid in full at the end of 2010. My previous payments were always on time.
Now a collections company called ProCollect sends me a letter in Nov 2016 claiming i owe Union Workers Credit $289. I know i dont owe it, but 6 years later and a move halfway around the world from where i lived in 2010, and i no longer have receipts or proof. Back in those days i paid bills with money orders. I know better than to call a collection agency without proof of debt being paid.
Just gives them more power to harass you.
There's nothing i can do about it but hope this false claim isn't reported to the credit bureau bc my credit is very good now. I think it's a scam but how can i prove it?
Reason of review: Problems with payment.