Union Workers Credit Services is a rip-off company that is affiliated with Sweepstakes Clearinghouse. They sell the same products as them at a much higher price and you just have to pay shipping which they over charge you for too and you get the item but you will be paying on it for the rest of your life!
It does say in the letter that there is no bank affiliation but they have you under the impression that it's a credit card when really it's a membership.
And if you pay close attention to the addresses the are in the same location and Sweepstakes is one exit after Union Workers. Do not be fooled by these people the merchandise isn't worth it!